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⚖️ Chapter 7 Bankruptcy

Wipe qualifying unsecured debt and get a fresh start. We handle the AZ means test, the schedules, the 341 meeting prep, and the e-filing.

Flat fee: $899 all-in, AZ attorney review included

Start intake →

Who this is for

✓Arizona resident with primarily consumer debts
✓Household income at or below the AZ Chapter 7 means-test threshold
✓Significant unsecured debt (credit cards, medical bills, personal loans)
✓You want a clean break, not a multi-year repayment plan

What you get

→Full Chapter 7 petition with all required schedules (A–J)
→AZ means-test calculations (Form 122A-1 / 122A-2)
→Statement of Financial Affairs (SOFA)
→Credit counseling certificate guidance + debtor education referral
→Personal review and signature by an AZ-barred bankruptcy attorney
→Electronic filing with the U.S. Bankruptcy Court for the District of Arizona
→341 meeting-of-creditors prep checklist and walkthrough

The 4-step process

From your couch to court-filed in days, not months.

1

Intake

Answer simple questions online. Mobile-friendly. About 20 minutes for most cases.
2

AI Drafts

Our software prepares your documents using your answers and current AZ forms.
3

Attorney Reviews

A licensed Arizona attorney personally reviews, corrects, and signs your package.
4

Filed for You

We e-file with the appropriate AZ court (or deliver execution-ready documents).

Start your Chapter 7 intake

Takes about 2 minutes. A real AZ-barred attorney will contact you within 24 hours.

Full name * Email * Phone (US, 10 digits) * Marital status Approximate total unsecured debt * Do you own your home? Any active lawsuits or garnishments? Best time to call

I understand Doctrine Legal is not a law firm and I will be matched with an AZ-barred attorney for review. Doctrine Legal is an Arizona Alternative Business Structure (ABS) — license pending.

By submitting you consent to be contacted by phone or email. No attorney-client relationship is created until you sign an engagement letter.

Frequently asked

Will I qualify?+

Most Arizona households earning at or below the median household income for AZ qualify under the means test. Our intake calculates this automatically before you pay.

What about my house and car?+

Arizona allows generous exemptions for homestead, vehicle, and household goods. Our intake walks through what's protected in your specific situation.

Are court filing fees included?+

The $899 flat fee covers our service and the AZ attorney review. The U.S. Trustee filing fee (currently $338) is billed at cost and shown to you before payment. Fee waivers and installments may be available.

Is BAPCPA credit counseling required?+

Yes — under the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act you must complete an approved credit counseling course within 180 days before filing. We point you to an approved AZ provider; the course is typically $10–$50.